Bonus Ledger

Alabama bank sign-up bonuses · rated

Get paid to open
a bank account.

Banks pay cash bonuses to new customers. Pick your state to see every offer you can actually get — rated by how much they pay against how many hoops they make you jump through.

19 offers available
$16,425 in max bonuses
4.40% top CD rate

Sign-up bonuses

Bank of America
Business Advantage
Nationwide
up to$750
Tiered $400–$750
Exceptional

High payout for the effort — no direct deposit needed.

  • $5,000–$15,000 in qualifying deposits within 30–90 days
HSBC
Premier Checking
Nationwide Ends Dec 31
up to$3,000
Tiered $1,000–$3,000 by deposit/investment size
Great deal

Pays well, but $50,000+ must sit in the account.

  • $50,000–$500,000+ in new deposits/investments, held 3 full consecutive months
  • Funds must be added within 30 days of account opening
  • Open by December 31, 2026; must stay opted in to HSBC marketing emails
Citi
Savings
Nationwide
up to$2,000
Tiered by deposit size
Great deal

Pays well, but $25,000+ must sit in the account.

  • Large new-money deposit, held for the required period
  • No direct deposit needed
Capital One
360 Performance Savings
Nationwide
up to$1,500
Tiered by deposit: $20k–$100k+
Great deal

Pays well, but $20,000+ must sit in the account.

  • Deposit $20,000–$100,000+ in new money and hold it
  • Bonus scales with deposit size
Four Leaf FCU
Checking
Nationwide Ends Dec 31
up to$550
Tiered: $350 for first DD, +$100 if DD continues 12 months, +$100 if it continues 24 months
Great deal

High payout for the effort — only $500 in direct deposits.

  • Qualifying $500+ payroll/pension/government direct deposit within 90 days of opening
  • Open a Free, Smart, or Student Checking account between Feb 2, 2026 and Dec 31, 2026
  • Must not have previously held a FourLeaf checking account or bonus
Bank of America
Advantage Banking
Nationwide
up to$500
Tiered $100–$500 by direct deposit level
Great deal

Pays well, but needs $2,000 in direct deposits.

  • $2,000–$10,000 in qualifying direct deposits within 90 days
  • Higher deposits unlock higher tiers
Chase
Private Client Checking
Nationwide Ends Oct 14
up to$3,000
Tiered: $1,000 / $2,000 / $3,000 by deposit size
Great deal

Pays well, but $150,000+ must sit in the account.

  • $150k+ new money for $1,000; $250k+ for $2,000; $500k+ for $3,000
  • Deposit within 45 days, maintain balance 90 days
  • Requires meeting a Chase banker in a branch
U.S. Bank
Business Checking
Nationwide (not NY/FL) Expires in 12 days
up to$1,200
Tiered: $400 (Essentials) / $1,200 (Platinum)
Great deal

Pays well, but $25,000+ must sit in the account.

  • Open with promo code Q3DIG26, $25 minimum deposit
  • $5,000 ($400 tier) or $25,000 ($1,200 tier) in new money within 30 days, held 60 days
  • 6 qualifying transactions within 60 days
Chime
Checking (promo portal)
Nationwide
$425
Great deal

High payout for the effort — only $200 in direct deposits.

  • Bonus requires enrolling via a promotional portal — not shown on chime.com
  • $200+ qualifying direct deposit
  • No monthly fees
Chase
Total Checking
Nationwide (not AK/HI) Ends Oct 14
$400
Great deal

High payout for the effort — only $1,000 in direct deposits.

  • Direct deposits totaling $1,000+ within 90 days
  • $0 minimum opening deposit
  • Keep account open 6 months to avoid clawback
Chase
Business Complete Checking
Nationwide Ends Oct 15
up to$500
Tiered: $400 with $2,000 deposit, $500 with $10,000 deposit
Solid

Pays well, but $10,000+ must sit in the account.

  • Deposit new money within 30 days and maintain the balance for 60 days
  • Complete 5 qualifying transactions within 90 days
  • No direct deposit required
Citi
Regular Checking
Nationwide Ends Oct 26
up to$475
Tiered: $325 with $3,000+, $475 with $5,000+ in enhanced direct deposits (separate $500/$1,500 tiers exist for $30k/$200k new-money deposits held 45+45 days)
Solid

Pays well, but needs $5,000 in direct deposits.

  • Two enhanced direct deposits totaling $5,000+ for the $475 tier
  • No minimum opening deposit
  • Must not have held a Citi checking account in the last 365 days
Wells Fargo
Everyday Checking
Nationwide Ends Oct 13
$325
Solid

High payout for the effort — only $1,000 in direct deposits.

  • $1,000+ in qualifying electronic deposits within 90 days
  • $25 minimum opening deposit
  • Open with the offer code from the promo page
SoFi
Checking & Savings
Nationwide Ends Dec 31
up to$400
Tiered: $50 with $1k, $400 with $5k in direct deposits
Solid

Pays well, but needs $5,000 in direct deposits.

  • $5,000+ in direct deposits within 25 days for the full $400
  • Payroll or government deposits only — transfers don't count
  • No monthly fee; adds up to 3.80% APY on savings
PNC
Virtual Wallet with Performance Select
Nationwide Ends Jan 7
up to$400
Tiered: $100 with $500 DD (Virtual Wallet), $400 with Performance Select + $5k DD
Solid

Pays well, but needs $5,000 in direct deposits.

  • $5,000+ in qualifying direct deposits within 60 days for $400
  • $500+ direct deposit earns the $100 tier on standard Virtual Wallet
  • Open between September 1, 2026 and January 7, 2027
Capital One
360 Checking
Nationwide
$250
Solid

Straightforward: only $1,000 in direct deposits.

  • Use promo code CHECKING250 when opening
  • Two direct deposits of $500+ each within 75 days
  • No monthly fee, no minimums
Navy Federal CU
Free Active Duty / Everyday Checking
Nationwide
$250
Solid

Straightforward: only $500 in direct deposits.

  • $500+ monthly ACH or payroll deposits for 3–4 months
  • Membership limited to military, veterans, and family
American Express
Rewards Checking
Nationwide
$300
Decent

Pays well, but needs $7,500 in direct deposits.

  • $7,500+ in direct deposits within the qualification window
  • No monthly fee; earns interest
Barclays
Tiered Savings
Nationwide
$200
High effort

Pays well, but $25,000+ must sit in the account.

  • Deposit $25,000+ within 30 days of opening
  • Earns 3.50% APY on balances under $250k while you wait
  • No monthly fee, no minimum to open

How the rating works

Every offer starts from its cash value, then loses points for effort: big direct-deposit requirements, large upfront deposits you must park, monthly fees, and deadlines that are about to hit. Offers that skip direct deposit entirely earn a small boost. Five filled segments means high pay for low effort; one segment means you'll work for it.